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FDIC Insurance Coverage Permanently Increased to $250,000


As part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, signed by President Obama on July 21st, the FDIC insurance coverage limit has been permanently increased from $100,000 to $250,000. The standard limit of $100,000 had been temporarily raised in October of 2008 in response to the financial crises. The increase was set to expire at the end of 2013. The permanent increase is welcome news for consumers. The $250,000 FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. For more information, visit www.fdic.gov.